Dr. Avinash T.

    Designation : Superintendent, Regional Office, Dept. of Collegiate Education, Shivamogga, Karnataka.

    Journal Name : Reserach maGma

    Abstract :
    Financial exclusion is broadly defined as the lack of access by certain segments of the society to suitable, low-cost, fair and safe financial products and services from mainstream providers. Thus the essence of financial inclusion is to ensure that a range of appropriate financial services is available to every individual and enable them to understand and access the services. Hence, here paper is based on secondary sources and an objective is to examine the financial inclusion and rural development in India.

    Keywords :
    Financial Inclusion, Self help Groups, Micro-credit

    Reference :
    1. Khandelwal Anil.K (2007): “Microfinance Development Strategy for India”, Economic and political weekly, Vol XLII No 13, p1127. 2. Das.Dr.Lipishree(2012): “Microfinance in India: Self Help Groups- bank linkage model”, available online at http://mpra.ub-muenchen.de 3. M.L.Narasiah(2005): “Rural Banking in India”, Discovering publishing House, New Delhi,p2. 4. Mihir Shah, Ranga Rao, P.S. VijaShankar(2007): “Rural credit in 20th century, Overview of History and Perspectives, Economic and political weekly, Vol, XLII No 15,p1358. 5. Mishra Alok (2006): “Microcredit Finance and Millennium Development Goals: Maximising Impact on poverty”, Discussion paper for workshop on Bank Singapore.

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